It's a New Year and this is YOUR year! This is the year that you are going to keep every single resolution and that you are finally going to buy that new house, right?
Awesome. Let me be the first to help you out with that :0) This really is going to be the year to buy. More sellers are finally realizing that they are able to get the most out of their homes. You're not going to be seeing a lot of rent with the option to buy and rental pricing is going to be increasing too. Why keep making someone else's mortgage payment and getting nothing for it?
In 2014, I worked with 2 buyers that started out thinking that they were not able to buy a home. They thought that their credit wasn't good enough and that there wasn't going to be any homes in the price range that they were going to be looking in. Thankfully they were smart enough to call me and have the discussion about it. I work with a variety of different lenders which allowed me to find the perfect match for them. And guess what, they now both own homes!
Don't discount it. Let's get this year started off and get you into a new home. You never know until you ask, right? Call me and ask!